Facts
| Facts | What does Azura Credit Union do with your personal information? |
|---|---|
Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
What | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our member, we continue to share your information as described in this notice. |
How | All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Azura Credit Union chooses to share; and whether you can limit this sharing. |
Reasons we can share your personal information
| Reasons we can share your personal information | Does Azura Credit Union share? | Can you limit this sharing? |
|---|---|---|
For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus | Yes | No |
For our marketing purposes - to offer our products and services to you | Yes | No |
For joint marketing with other financial companies | Yes | No |
For our affiliates - everyday business purposes - information about your transactions and experiences | No | We don't share. |
For our affiliates - everyday business purposes - information about your creditworthiness | No | We don’t share. |
For our affiliates to market to you | No | We don’t share. |
For nonaffiliates to market to you | No | We don't share. |
What We Do
How does Azura Credit Union protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
How does Azura Credit Union collect my personal information? | We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. |
Why can't I limit all sharing? | Federal law gives you the right to limit only
State law and individual companies may give you additional rights to limit sharing. |
Digital Privacy | Data Collection and Utilization
How does Azura Credit Union collect and utilize data with mobile banking application for marketing purposes?
Azura's website and mobile app periodically collect, transmit, and use geolocation information to enable features.
For example, to locate the nearest branch and/or ATM, but only if the End User expressly authorizes collection of such information as authorized through their device settings.
Our marketing tools collect the following information when using our mobile banking application in order to provide appropriate marketing campaign information:
- Location data is collected to provide location based messages and interactions.
- A random User ID is generated upon initial app access and used later during each marketing tool interaction. The User ID is used for identifying the user and for sanding campaign information. The User ID is used for identifying the user and or sending campaign information. This User ID is unique for each device and changes ever time the application is re-installed.
- Product interaction is a marketing tool used to track user application entry, exit and pages viewed within the application.
- Our marketing tools will collect your first name for product personalization purposes.
End Users can change their location permissions at any time in their device settings.
Definitions
Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies. Azura Credit Union has no affiliates. |
Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies. Azura Credit Union does not share with our nonaffiliates so they can market to you. |
Joint Marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include advertising/marketing agencies, insurance companies and financial advisors. |
Questions? Call 1.800.432.2470
Membership Benefits
Member Discounts
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