Join Us
When it comes to managing your money, there's a better way and a better place–Azura Credit Union.
Above and Beyond Banking
That's how we describe it when our members feel proud, confident, knowledgeable, secure, in control of their finances and hopeful for their future. It's part of Azura's promise to provide outstanding member service. Azura has been named “Best Credit Union in Kansas” for three years in a row, and has earned numerous top honors, including “Best Credit Union” and “Best Employer,” in the local communities we serve. Discover the difference when you become an Azura member.
The Credit Union Advantage
Keep more of your own money.
At a credit union, there’s no “middle man” trying to profit off you and your family. Credit unions give their profits back to you in the form of lower loan rates, a better return on savings and direct dividends.
Your money stays at home.
With a credit union, your money drives the local economy and strengthens the middle class, instead of padding the pockets of stockholders. Credit unions provide affordable services based on what’s in the best interests of its members, not Wall Street or out-of-state investors.
You have a say in how things are run.
More than 63,000 Kansans belong to Azura because they want a financial institution that answers to them. Credit unions are operated “by the people, for the people.” We are governed by a volunteer Board of Directors, every member gets an equal vote, and all members receive their share of the profits in the form of lower rates and fees and special member benefits.
There are benefits to membership.
When you join Azura, you benefit in many ways. You start working with people who care about helping you reach your financial goals. And you immediately take advantage of our not-for-profit status, which returns profits back to you as higher savings rates, lower loan rates and reduced fees. You also receive exclusive discounts, competitive insurance options, free financial resources and special member experiences.
Membership Eligibility
For generations, Azura has been built by hardworking people who value the benefits of a not-for-profit financial co-op and the opportunity to keep their money local. Our credit union has come to serve the financial needs and aspirations of diverse groups of Kansans, including teachers, manufacturing and communications workers, employees of local, municipal, state and federal governments, and so many more.
Azura membership is open to anyone residing, working or worshiping in these Kansas counties:
| Allen | Harvey | Osborne |
| Anderson | Jackson | Ottawa |
| Atchison | Jefferson | Pottawatomie |
| Barton | Jewell | Pratt |
| Bourbon | Johnson | Reno |
| Brown | Kingman | Republic |
| Butler | Leavenworth | Rice |
| Chase | Lincoln | Riley |
| Clay | Linn | Russell |
| Cloud | Lyon | Saline |
| Coffey | Marion | Sedgwick |
| Dickinson | Marshall | Shawnee |
| Doniphan | McPherson | Smith |
| Douglas | Miami | Stafford |
| Ellsworth | Mitchell | Wabaunsee |
| Franklin | Morris | Washington |
| Geary | Nemaha | Woodson |
| Greenwood | Osage | Wyandotte |
Additionally, membership is open to:
- All employees and retirees of American Telephone and Telegraph, Goodyear Tire & Rubber Company, Southwestern Bell Communications, U.S. Government (both military and civilian), local, municipal and state governments.
- All employees, retirees and members of American Legion Post 400, TARC or United Steelworkers Union Local #400.
- All employers and students of Kansas educational institutions.
- Any spouse, parent, step-parent, grandparent, child, step-child, adopted child, sibling, grandchild or former spouse of anyone eligible to be a member of Azura Credit Union.
For Everyone
We are on a mission to give everyone access to valuable products and services, as well as the financial education resources to improve their financial well-being.
All About Community
We employ our community. We serve our community. We create gathering places for our community. And as a not-for-profit cooperative business, we're owned by the community. Our deep roots and authenticity make the difference, and you'll notice it from day one.
Helping Each Other
We’re owned and operated by your neighbors, not a corporate financial institution hundreds of miles away. That means we prioritize our community and our members, helping everyone succeed. When you join Azura, you help strengthen our collective impact on our local economies.
The Cooperative Principles
The central goal of a cooperative is to place service and benefit to members above all else.
Some think of credit unions as “just another financial institution”, but there are many fundamental differences that make credit unions a unique and preferred choice for consumers. This differentiation is driven by the business model of credit unions which adheres to the Cooperative Principles.
The origin of the Cooperative Principles can be traced back to the first modern cooperative founded in Rochdale, England in 1844. Over time, they have evolved and been used to fuel the creation of member-owned cooperative businesses around the world.
Voluntary & Open Membership
Credit unions are voluntary, not-for-profit financial cooperatives, offering services to people willing to accept the responsibilities and benefits of membership, without gender, social, racial, political, or religious discrimination.
Democratic Member Control
Credit unions are democratic organizations owned and controlled by their members. Each member gets one vote, no matter their financial status, to help make the organization’s policies and decisions.
Member Economic Participation
Members are the owners of their credit union and contribute to its capital. Members, not shareholders, benefit from their credit union’s profits in proportion to their relationship and use of its products and services.
Autonomy & Independence
Credit unions are independent, self-reliant organizations controlled by their member-owners, not outside stockholders. When making business deals or raising money, credit unions never compromise their autonomy or democratic member control.
Education, Training & Information
Credit unions provide education and training for members, elected representatives, and employees so they can contribute effectively to the cooperative. Credit unions place particular importance on educational opportunities for their volunteer directors, and financial education for their members.
Cooperation Among Cooperatives
Credit unions serve their members most effectively and strengthen the cooperative principles by working with other cooperatives through local, state, regional, national, and international structures.
Concern for Community
While focusing on member needs, credit unions work for the sustainable development of communities, including people of modest means, through policies developed and accepted by the members.
Diversity, Equity & Inclusion
Credit unions support diversity, equity and inclusion as a shared credit union cooperative principle and continue to have a responsibility and take a leadership role in building and serving more diverse, equitable and inclusive communities.
Real Stories from Real People
I had an account with a different bank since I was 12 years old. My mother was a teller for the bank, and I have memories of visiting her at work from a young age. Once I was older, I realized how to that bank, I and even my mother, were just a number to them. Outrageous overdraft fees, even with plenty of money in savings. Crazy interest rates on any kind of loan. And customer service that made you feel like you were an inconvenience. I loathed having to go to the bank for anything...But once I got married, my wife told me about Azura. How she always loved it, and they were great to work with. I couldn't believe the difference! People treating you like a neighbor when you enter the lobby.I tell anyone with questions about their banking that they should switch to Azura! When I help my four kids open their first bank accounts, it will definitely be with Azura Credit Union! Thank you so much.
Max
Azura Member
With a $5 deposit, this account establishes your credit union ownership and grants you access to the benefits of membership. This $5 par value remains in a Share (savings) account.