It's the checking account that pays something back
Make your money work for you with Above Checking.
- Earn 0.15% APY* on balances over $100
- Keep at least $500 in this account to waive the $5 monthly fee
And, you automatically gain access to all these features and benefits.
Digital Convenience
- Manage money online or on your mobile device
- Pay bills and transfer funds anytime
- Access free e-statements
- Deposit checks with Mobile Deposit
- Easily set up Direct Deposit
- Access your paycheck up to two days sooner with Early Pay*
- Set rules about how your debit and credit cards can be used with Card Controls
- Receive immediate notifications when account activity occurs via email or Text Message Banking
- Link another Azura account for overdraft protection and take advantage of our Overdraft Privilege on qualifying accounts
*Azura Credit Union may make incoming electronic deposits available for use up to two business/banking days before the scheduled deposit date. Weekends and federal holidays are not included. Early availability of deposits depends on when the notification of the deposit is received by Azura. This notification can vary and is under the control of the payor of the deposit – not the Credit Union. Early deposit is not a contractual obligation and does not guarantee future early deposits.
Easy Access
- Visa Debit Cards include iPic, Instant Issue and Community Impact Card options
- Connect your Azura cards to your Mobile Wallet for quicker, more secure transactions. Available through Apple Pay®, Google Pay™, and Samsung Pay®.
- Interactive Teller Machines (ITMs) with personal Video Teller assistance
- Withdraw cash through nationwide surcharge-free ATMs*
- Unlimited check-writing and unlimited transactions
- Link your Azura checking account to an Azura Rewards Credit Card (with approved credit)
*Surcharge-free transactions are available for debit and ATM card holders of participating credit unions
Financial Management
- Access complimentary financial literacy and wellness resources
- Receive free financial counseling services
- Explore additional money management tools and calculators
- Consult with a certified Wealth Manager for long-term financial planning
Support and Protection
- Central branch locations
- Convenient service hours
- Audio, video and chat services
- Know your checking account is safe with NCUA insurance and fraud coverage
*APY = Annual Percentage Yield. Rate may change after the account is opened. Fees could reduce earnings.
Minimum $25 initial deposit to open.