The following Services and Fees referenced on this page are for Azura Members, unless otherwise noted. Membership with Azura is established with a $5 par value in your Share Savings allowing access to our membership benefits and services. Fees listed are per item, unless otherwise noted.
These consumer service and fee rates are effective May 1, 2024. All fees are subject to change.
Free Member Services
- Online Banking
- Online Bill Pay
- Mobile Banking App
- Mobile Deposit
- Notary Public
- Incoming Wires
- Financial Counseling
- Telephone Transfers and Inquiries
- Instant Issue VISA® Debit and Credit Cards (new, non-replacement)
Transaction and Payment Services
Overdraft/NSF $24
This fee incurs when an account balance cannot cover a transaction. The transaction may be covered or returned unpaid. Eligible transactions include check, in-person, ACH, debit card or other electronic means.
This fee incurs when an account balance cannot cover a transaction. The transaction may be covered or returned unpaid. Eligible transactions include check, in-person, ACH, debit card or other electronic means.
Return Item $24
This fee incurs when a check or electronic payment made by you to Azura is returned unpaid from another financial institution.
Stop Payment $24
A stop payment order is a request to cancel a payment before it has been processed. May be single stop or consecutive series.
Phone Electronic Payment $10
A one-time payment by phone on an Azura loan from an account at another financial institution.
Online Electronic Payment $4.99
A one-time payment on an Azura loan from an account at another financial institution using the External Funds options in Mobile or Online Banking.
Wire Transfer-Domestic $25
A wire transfer from an Azura account to an account at another financial institution within the U.S.
Wire Transfer-International $45
A wire transfer from an Azura account to an account at another financial institution outside the U.S.
This fee incurs when a check or electronic payment made by you to Azura is returned unpaid from another financial institution.
Stop Payment $24
A stop payment order is a request to cancel a payment before it has been processed. May be single stop or consecutive series.
Phone Electronic Payment $10
A one-time payment by phone on an Azura loan from an account at another financial institution.
Online Electronic Payment $4.99
A one-time payment on an Azura loan from an account at another financial institution using the External Funds options in Mobile or Online Banking.
Wire Transfer-Domestic $25
A wire transfer from an Azura account to an account at another financial institution within the U.S.
Wire Transfer-International $45
A wire transfer from an Azura account to an account at another financial institution outside the U.S.
Account Records Services
Statement Copy or History Printout $5
Requests for paper printed statements or transactional printouts are available for a fee for each month requested.*
Requests for paper printed statements or transactional printouts are available for a fee for each month requested.*
* Statements are available in online and mobile banking for free.
Check Copy $3
A fee is charged for a reproduction of a check by request, includes checks deposited into an account, written from an account or cashier checks.
Account Reconciliation $35/hour
An hourly fee for Azura staff to reconcile a personal check record to the account’s transactions. Minimum one hour.
Research $35/hour
An hourly fee for Azura staff to fulfill requests for copies of account items, such as checks, statements, deposits, etc. Fee incurred when lesser than the individual fees of requested items. Minimum one hour.
Incorrect Address or Returned Mail $10
A monthly fee for mailed items that are returned to the credit union as undeliverable. Fee ends when mailing address is successfully updated.
Inactive and Low Balance Account $10
A monthly fee for an account with no activity for 12 consecutive months and a balance below $100. Fee ends upon resolution or closure.
Dormant Account $10
A monthly fee for an account with no activity for 12 consecutive months and no deliverable mailing address. Fee ends upon resolution or closure.
Account Closure $20
A fee charged if a membership account is closed by the member within 180 days of opening.
Garnishment or Levy $15
A processing fee for a legal order or any associated withholding or release of funds placed on an account.
Collection Items - cost varies
Fees and losses incurred by the credit union to collect on a debt. This may include third party fees such as attorney’s fees, fees to outside collection agencies or fees to collateral recovery companies.
A fee is charged for a reproduction of a check by request, includes checks deposited into an account, written from an account or cashier checks.
Account Reconciliation $35/hour
An hourly fee for Azura staff to reconcile a personal check record to the account’s transactions. Minimum one hour.
Research $35/hour
An hourly fee for Azura staff to fulfill requests for copies of account items, such as checks, statements, deposits, etc. Fee incurred when lesser than the individual fees of requested items. Minimum one hour.
Incorrect Address or Returned Mail $10
A monthly fee for mailed items that are returned to the credit union as undeliverable. Fee ends when mailing address is successfully updated.
Inactive and Low Balance Account $10
A monthly fee for an account with no activity for 12 consecutive months and a balance below $100. Fee ends upon resolution or closure.
Dormant Account $10
A monthly fee for an account with no activity for 12 consecutive months and no deliverable mailing address. Fee ends upon resolution or closure.
Account Closure $20
A fee charged if a membership account is closed by the member within 180 days of opening.
Garnishment or Levy $15
A processing fee for a legal order or any associated withholding or release of funds placed on an account.
Collection Items - cost varies
Fees and losses incurred by the credit union to collect on a debt. This may include third party fees such as attorney’s fees, fees to outside collection agencies or fees to collateral recovery companies.
Other Services and Fees
Replacement Credit or Debit Card $10
One replacement card available free of charge every year. Additional cards available for print or order for a fee.
Medallion Guarantee $25
A fee for the official authorization stamp that is used to transfer securities. By appointment only.
Cashier’s Check $3
A paper check that is issued from your account and guaranteed by the credit union. Fee waived if check is payable to an account owner or the check is for a loan advance.
Counter Checks $1 each
Paper checks may be printed on-demand in the Azura lobby, with a minimum of four checks per request.
Printed Checks - price varies through 3rd party provider
Deluxe is our preferred check supplier. Orders may be placed through online banking or at your nearest branch location.
For Business Accounts
Lock Bags $25
Zipper Bags $5 - First zipper bag free at account opening.
One replacement card available free of charge every year. Additional cards available for print or order for a fee.
Medallion Guarantee $25
A fee for the official authorization stamp that is used to transfer securities. By appointment only.
Cashier’s Check $3
A paper check that is issued from your account and guaranteed by the credit union. Fee waived if check is payable to an account owner or the check is for a loan advance.
Counter Checks $1 each
Paper checks may be printed on-demand in the Azura lobby, with a minimum of four checks per request.
Printed Checks - price varies through 3rd party provider
Deluxe is our preferred check supplier. Orders may be placed through online banking or at your nearest branch location.
For Business Accounts
Lock Bags $25
Zipper Bags $5 - First zipper bag free at account opening.
Business Connect Account Control* $30 per month
ACH, Direct Deposit, Auto Debit $0.10 per item
ACH, Direct Deposit, Auto Debit $0.10 per item
*Other charges may apply.
Savings-Only Members and Non-Member Services
Check Cashing $5
A service fee applicable to members with only a savings account with a current balance below $100. Youth accounts excluded.
A service fee applicable to members with only a savings account with a current balance below $100. Youth accounts excluded.
Coin Counting 10% of total
A service fee applicable to members with only a savings account with a current balance below $100. Youth accounts excluded.
Mailed Paper Statements $5
A monthly fee for mailed paper statements, applicable to members with only a savings account with a monthly balance below $100.*
* Statements are available in online and mobile banking for free.
Non-Member Fees $10
On-us item presented for a Cashier's Check.
On-us item presented for a Cashier's Check.
Checking and Savings Account Fees
- No monthly fee
- Does not earn interest
- Free account
- $5 fee waived for minimum balance
- $500 minimum balance needed to avoid monthly fee
- Earns interest on balances over $100+
- $5 fee waived if monthly qualifiers are met
- Monthly qualifiers include:
- At least 15 debit card transactions over $5
- One Direct Deposit or ACH per statement
- Receives e-statements
- Earns interest when qualifiers are met and a possible Bonus Rate+
- $5 fee waived for minimum balance
- $1,000 minimum balance needed to avoid monthly fee
- Earns interest on balances over $1,000+
- Earns interest at tiered rates by balance
+ See Truth-in-Savings Disclosure for applicable rates and rate tiers.
Safe Deposit Box Fees
Boxes are available at our Highway 24, Hunter’s Ridge, Croco and Kansas Avenue locations in limited sizes and quantities.
The contents of your safe deposit box are not insured against loss by this financial institution nor are they covered by NCUA.
Box Sizes and Annual Fee
3 x 5 $30
5 x 5 $40
3 x 10 $50
5 x 10 $60
10 x 10 $80
5 x 5 $40
3 x 10 $50
5 x 10 $60
10 x 10 $80
Other fees
Box drilling, by appointment - $150 per time
Replacement Key - $25 per request