The following Services and Fees referenced on this page are for Azura Members, unless otherwise noted. Membership with Azura is established with a $5 par value in your Share Savings allowing access to our membership benefits and services. Fees listed are per item, unless otherwise noted.
These consumer service and fee rates are effective May 1, 2024. All fees are subject to change.
Free Member Services
Online Banking
Online Bill Pay
Mobile Banking App
Mobile Deposit
Notary Public
Incoming Wires
Financial Counseling
Telephone Transfers and Inquiries
Instant Issue VISA® Debit and Credit Cards new, non-replacement
TRANSACTION AND PAYMENT SERVICES
Overdraft/NSF $24
This fee incurs when an account balance cannot cover a transaction. The transaction may be covered or returned unpaid. Eligible transactions include check, in-person, ACH, debit card or other electronic means.
This fee incurs when a check or electronic payment made by you to Azura is returned unpaid from another financial institution.
A stop payment order is a request to cancel a payment before it has been processed. May be single stop or consecutive series.
A one-time payment by phone on an Azura loan from an account at another financial institution.
A one-time payment on an Azura loan from an account at another financial institution using the External Funds options in Mobile or Online Banking.
A wire transfer from an Azura account to an account at another financial institution within the U.S.
A wire transfer from an Azura account to an account at another financial institution outside the U.S.
ACCOUNT RECORDS SERVICES
Statement Copy or History Printout $5
Requests for paper printed statements or transactional printouts are available for a fee for each month requested.*
* Statements are available in online and mobile banking for free.
A fee is charged for a reproduction of a check by request, includes checks deposited into an account, written from an account or cashier checks.
An hourly fee for Azura staff to reconcile a personal check record to the account’s transactions. Minimum one hour.
An hourly fee for Azura staff to fulfill requests for copies of account items, such as checks, statements, deposits, etc. Fee incurred when lesser than the individual fees of requested items. Minimum one hour.
A monthly fee for mailed items that are returned to the credit union as undeliverable. Fee ends when mailing address is successfully updated.
A monthly fee for an account with no activity for 12 consecutive months and a balance below $100. Fee ends upon resolution or closure.
A monthly fee for an account with no activity for 12 consecutive months and no deliverable mailing address. Fee ends upon resolution or closure.
A fee charged if a membership account is closed by the member within 180 days of opening.
A processing fee for a legal order or any associated withholding or release of funds placed on an account.
Fees and losses incurred by the credit union to collect on a debt. This may include third party fees such as attorney’s fees, fees to outside collection agencies or fees to collateral recovery companies.
Other Services and Fees
One replacement card available free of charge every year. Additional cards available for print or order for a fee.
A fee for the official authorization stamp that is used to transfer securities. By appointment only.
A paper check that is issued from your account and guaranteed by the credit union. Fee waived if check is payable to an account owner or the check is for a loan advance.
Paper checks may be printed on-demand in the Azura lobby, with a minimum of four checks per request.
Deluxe is our preferred check supplier. Orders may be placed through online banking or at your nearest branch location.
For Business Accounts
Zipper Bags $5 - First zipper bag free at account opening.
For Business Accounts
ACH, Direct Deposit, Auto Debit $0.10 per item
**Other charges may apply.
Savings-Only Members and
Non-Member Services
A service fee applicable to members with only a savings account with a current balance below $100. Youth accounts excluded.
A service fee applicable to members with only a savings account with a current balance below $100. Youth accounts excluded.
Mailed Paper Statements $5
A monthly fee for mailed paper statements, applicable to members with only a savings account with a monthly balance below $100.*
* Statements are available in online and mobile banking for free.
Non-Member Fees $10
On-us item presented for a Cashier's Check.
Checking and Savings Account Fees
Share Savings
• No Monthly fee
• Earns Interest+
• This account establishes your membership.
Carefree Checking
• No monthly fee
• Does not earn interest
• Free account
Above Checking
• $500 minimum balance needed to avoid monthly fee
• Earns interest on balances over $100+
Beyond Checking
• Monthly qualifiers include:
- At least 15 debit card transactions over $5
- One Direct Deposit or ACH per statement
- Receives e-statements
• Earns interest when qualifiers are met and a possible Bonus Rate+
Money Market
• $1,000 minimum balance needed to avoid monthly fee
• Earns interest on balances over $1,000+
• Earns interest at tiered rates by balance
+ See Truth-in-Savings Disclosure for applicable rates and rate tiers.
SAFE DEPOSIT BOX FEES
Boxes are available at our Highway 24, Hunter’s Ridge, Croco and Kansas Avenue locations in limited sizes and quantities.
The contents of your safe deposit box are not insured against loss by this financial institution nor are they covered by NCUA.
Box Sizes and
Annual Fee
3 x 5 $30
5 x 5 $40
3 x 10 $50
5 x 10 $60
10 x 10 $80
Other fees
Box drilling, by appointment
$150 per time
Replacement Key
$25 per request